General Info

We appreciate you taking the time to visit and to learn more about us. Legacy Financial Advisors, a fee-only registered investment advisory and financial planning firm, provides financial planning and ancillary services on a fee-only as needed basis- Customized, Competent, Conflict-Free Advise. Anyone who has financial needs should have a financial planner/investment advisor. Some people have the expertise and resources to do this themselves but most people lack the training and/or resources. Positive cash flow is the material of which assets and wealth are made. One significant reason America finds itself in the midst of this crisis is that most people do not know how to manage their cash flow efficiently to meet their long term objectives. Are you using your cash flow effectively or destructively? This is a huge area which can either help you or act as an anchor sinking you into debt. Are your investments allocated to accomplish your goals and meet your risk tolerance? Do you know how much you need to save to retire? Are you wasting precious time by not investing properly or making poor choices? Should you roll over your retirement plan to an IRA? Convert to a Roth? Do you know how to effectively structure your investments to withdraw income after retirement? Are you using the tax laws in your favor? What about financing college? You do can significantly lower after tax college costs but this requires knowledge and planning. Do you know how to structure your assets and liabilities to increase your chances for obtaining financial aid? Do you know how to reap income tax benefits to reduce the cost of attending college? In today's world, making solid financial decisions is more important than ever but also confusing and overwhelming for most people. Truth is our educational system does not prepare people for making the financial decisions that will shape their lives. Compound this with companies promoting their interests which are often at odds with yours and the power of advertising, it is no wonder that individuals find themselves lost and at times losing the battle in building a sound financial future.